Legal Graduate

Introduction

Our client is an established credit-focused business operating within a regulated consumer and financial services environment. The organisation combines a commercially driven approach with a strong need for effective legal, regulatory and data protection practices, offering junior professionals the opportunity to gain practical exposure across credit, compliance and commercial legal matters.

Description

LEGAL GRADUATE – CREDIT & COMPLIANCE Location: Johannesburg Employment Type: Full-Time Experience: 0–2 Years

Our client is looking for a motivated and commercially minded Legal Graduate to join the team and gain practical experience within a credit-focused business environment. The successful candidate will provide junior-level legal and compliance support, with particular exposure to credit-related matters, consumer legislation, POPIA, legal research, contracts and regulatory compliance. This is an excellent opportunity for a recent LLB graduate or junior legal professional looking to build a career within the credit and financial services environment.

Minimum Requirements

• LLB degree or equivalent legal qualification

• 0–2 years' relevant working experience

• Admission as an Attorney is not required

• Strong understanding of credit and credit-related legislation

• Good understanding of the Protection of Personal Information Act (POPIA)

• Strong legal research and interpretation skills

• Good written and verbal communication skills

• Strong attention to detail and ability to work accurately

• Good organisational and administrative skills

• Ability to work independently while also collaborating with a broader team

• Proficient in Microsoft Office

Advantageous Experience Preference will be given to candidates who have exposure to:

• Credit providers or credit-related businesses

• Financial services or consumer finance

• Debt collection or credit management

• Consumer Protection Act (CPA)

• National Credit Act (NCA)

• POPIA and data privacy compliance

• Contract review and drafting

• Regulatory compliance

• Legal risk management

Key Responsibilities

• Credit & Legal Support

• Provide legal support on credit-related matters

• Assist with reviewing and interpreting credit agreements and related documentation

• Conduct legal research relating to credit legislation and regulatory requirements

• Assist with identifying and assessing legal and regulatory risks

• Support the team with legal queries relating to credit and consumer matters

• Compliance & POPIA • Assist with maintaining compliance with applicable legislation and regulations

• Support POPIA-related compliance activities and data protection requirements

• Assist in identifying potential privacy and information-handling risks

• Maintain accurate legal and compliance records and documentation

• Contracts & Documentation

• Assist with reviewing, drafting and maintaining agreements and legal documents. • Identify potential legal risks or areas requiring further review.