Junior Underwriter (STI)

Our client, an established short-term insurance brokerage based in Pretoria East, is seeking two Junior Short-Term Insurance Underwriters to join their growing underwriting team. The role is suited to industry-qualified individuals in the early stages of their careers who are looking to build long-term expertise in personal and commercial lines. Full mentorship and structured development will be provided within a close-knit, supportive team.

Key Responsibilities


 
 • Assess, rate and process new business, renewals, endorsements and cancellations across personal and commercial lines 
 • Prepare and issue quotations, comparative quotes and policy schedules within agreed turnaround times 
 • Review risk information, supporting documentation and survey reports to determine acceptable terms and conditions 
 • Apply underwriting guidelines and delegated authority, referring risks outside of mandate to senior underwriters or insurer partners 
 • Liaise with insurers, brokers and clients regarding cover queries, amendments and outstanding requirements 
 • Conduct annual renewal reviews, including sum insured adequacy, premium adjustments and re-broking where required 
 • Maintain accurate and up-to-date client, policy and risk records on the brokerage administration system 
 • Follow up on outstanding documentation, FICA requirements, debit order mandates and premium collections 
 • Support the claims department by confirming cover and policy status at the time of loss 
 • Assist with the preparation of underwriting reports and management information 
 • Ensure all activity complies with FAIS, TCF, POPIA and internal compliance requirements 
 • Maintain product knowledge and complete annual CPD requirements 
 • Provide general administrative support to the underwriting department as required 


Requirements

• NQF Level 4 qualification in Short-Term Insurance (minimum 150 FAIS credits) or equivalent

• RE5 Regulatory Examination completed

• Fit and Proper in terms of FAIS legislation

• Practical exposure to short-term insurance underwriting, whether through a learnership, internship or 1–2 years' experience

• Working knowledge of personal and/or commercial lines products

• Strong administrative and organisational skills with a high level of accuracy and attention to detail

• Confident written and verbal communication in English; Afrikaans proficiency advantageous

• Computer literate in MS Office; experience on an insurance administration system (Cardinal, Flexi, TIAL or similar) advantageous

• A collaborative, service-oriented approach and a genuine willingness to learn

Benefits

Benefits and Compensation

Our client is offering a market-related salary depending on qualifications and experience. In addition, the successful candidates can expect:


 
 • Support towards CPD and further industry qualifications 
 • Structured mentorship from senior underwriters 
 • Long-term growth opportunities within a stable, established brokerage