Credit Risk Analyst (Oil)

Responsibilities

• Conduct in-depth credit assessments of counterparties, including financial statement analysis, industry and country risk evaluation, and qualitative assessment of business model, including operations, market position and overall management strategy.

• Assist in setting reviewing credit limits, in collaboration with commercial teams taking into account payment terms, and risk mitigation tools such as collateral, guarantees and or letters of credit.

• Periodically and ad-hoc macro-economic and sector reporting.

• Creation and distribution of Credit Risk reporting (bespoke, cross-group and cross-functional) for the Global Function to senior stakeholders.

• Validating and explaining Credit Risk data generated from our various systems.

• Maintaining Data Integrity across our various systems.

• Assisting in the development of new and existing systems, processes and reports

• Support and assist in developing credit risk evaluation tools (Credit pricing, Stress testing, …).

• To communicate effectively with senior management and the credit team.

• Ensure compliance with internal credit policies and external regulatory requirements.

• Any other ad hoc duties that may be required from time to time.

Key relationships

• Credit team (London, NY and SG)

• Senior Risk Management team

• Other Risk functions

Qualifications

• Bachelor's degree in finance, Accounting, Risk Management, Economics, Engineering or a related field.

• Relevant Post graduate qualifications beneficial

Work experience

• Ideally 1-3 years of Credit Risk management experience but not essential

• Financial Analysis experience would be beneficial

• Coding skills in VBA, PowerBI, Python advantageous

Competencies

• Proficient knowledge using Microsoft Office (i.e. Access, Excel, PowerPoint)

• Good working knowledge of Excel spreadsheets and database functionality e.g; forms, templates and logic functions.

• Strong communication skills,

• Attention to detail and accuracy

• Ability to work independently & as part of a rapidly changing team

• Multi-tasking and excellent management of time and priorities is essential

• Highly numerate, with good problem-solving and analytical skills

• Pro- active, committed and highly motivated

• Ability to work independently

• Ability to work well in a team

• Need to be adaptable, flexible and entrepreneurial

• Takes initiative and invest energy to, resolve queries and take action as needed

• High level of attention to detail and data accuracy, ensuring analysis is focused on delivering practical business benefits, often in tight deadlines