Credit Analyst

Robert Walters South Africa

Duties & Responsibilities

As the Credit Analyst , you will play a pivotal part in shaping credit portfolio outcomes, contributing to strategic objectives and supporting client success through rigorous analysis and recommendations.

If you are passionate about credit research, sector analysis and making a meaningful impact within a supportive environment, this position provides an ideal platform for your growth.

Qualifications and experience required for the Credit Analyst

• Completed Bachelors and Honours degree in Accounting, Finance, Mathematics or Statistics
• CFA or MCom in Finance or Risk Management (or currently working towards either) is advantageous
• 6+ years of relevant experience within banking or asset management environments
• Practical experience working with credit market securities , including structured securities
• Proficiency in financial statement analysis
• Advanced Excel skills

Key duties of the Credit Analyst

• Conduct comprehensive credit research across multiple sectors, industries and issuers within the broader economy to inform investment decisions.
• Develop and maintain an in-depth understanding of sector drivers, macroeconomic influences, regulatory developments and market dynamics affecting issuer performance and credit quality.
• Monitor local and global fixed income market trends, including credit spreads, liquidity conditions, interest rate movements, and economic indicators to shape investment views.
• Identify emerging risks, opportunities and themes within the investable universe by providing timely insights to the Fixed Income team.
• Perform detailed fundamental credit analysis on counterparties, issuers, and debt instruments using both quantitative and qualitative risk indicators.
• Assess issuer financial strength by evaluating cash flow generation, leverage ratios, liquidity positions, capital structures, business risks, management quality, and sector positioning.
• Pre-screen potential investment opportunities by delivering clear, timely recommendations supported by robust analysis to the team.
• Build and enhance corporate financial models that underpin investment theses over recommended horizons while generating internal credit ratings for issuers.
• Compile high-quality analyst reports including credit views, probability of default assessments, exposure recommendations and key risk considerations for governance committees.
• Develop quantitative credit risk models to support decision-making processes while driving efficiencies through data-driven analysis and automation.

Key personal skills

• Strong research acumen equips you to conduct deep dives into sector dynamics and market trends
• Stakeholder management skills facilitate productive relationships with portfolio managers, asset originators, legal advisors, clients and other key parties.
• Business acumen paired with commitment to client/stakeholder outcomes

If you are ready to join a renowned investment management team where your expertise in credit analysis will directly influence portfolio performance and client outcomes - we encourage you to explore this exciting opportunity.