Credit Analyst
Hire Resolve · Cape Town
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Start free — we apply for you →Credit Analyst | Cape Town V/A Waterfront
Hire Resolve is seeking a meticulous and analytically-minded Credit Analyst to join an innovative financial team in Cape Town. This role is central to executing a robust credit risk framework within the bridging finance sector, ensuring transactional integrity and strict regulatory compliance.
Key Responsibilities
Credit Risk Assessment: Conduct comprehensive financial analysis and due diligence on bridging loan applications for property sellers and estate agents.
Underwriting: Evaluate creditworthiness using financial data and credit reports, assisting in structuring terms that align with the company’s risk appetite.
Regulatory Compliance: Ensure all credit activities strictly adhere to the National Credit Act (NCA) and POPIA .
Portfolio Monitoring: Track the performance of the bridging finance portfolio, identifying early warning indicators and delinquency trends.
Stakeholder Collaboration: Work closely with conveyancers and internal teams to resolve credit-related issues and facilitate smooth loan processes.
Innovation: Support the integration of data-driven solutions and credit scorecards for risk segmentation.
Requirements
Education: Bachelor’s degree in Finance, Accounting, Law, or a related field.
Experience: 2+ years of experience in credit analysis or risk assessment, ideally within bridging finance or specialist lending.
Technical Knowledge: In-depth, practical knowledge of the NCA is essential.
Skills: Strong financial modeling and underwriting abilities; proficiency in MS Excel.
Advantageous: Experience in drafting legal agreements or familiarity with alternative collateral.
Culture Fit: Must be highly methodical and thrive in an entrepreneurial, start-up environment. Strong school and sport background.
Position Details
Remuneration: R350,000 – R400,000 per annum (TCTC).
Location: Cape Town.
Ready to help shape the future of specialist lending?
? Email your CV to lidene.pienaar@hireresolve.us
? Visit www.hireresolve.com
Please send your CV alongside all supporting documents, as well as identification to be considered.
Further motivation: Please highlight any sport interest/backgrounds, strong school performance or involvement, and personality.