CREDIT ANALYST - HEAD OFFICE - DURBAN

MAIN FUNCTUONS OF THE JOB PRE-VETTING APPLICATIONS Review and analyse finance applications within the mandates of Executive Credit Committee (ECC), Senior Management Credit Committee (SMCC), and Management Credit Committee (MCC). Assess credit risks, ensure compliance with regulatory and internal policies, and make recommendations for management approval. Board Credit Committee (BCC) Submissions: Prepare and submit applications to the BCC and Board of Directors (BOD) for approval. Compile necessary documentation and ensure all queries are addressed promptly. Assess valuations received from branches Attendance at EC PROJECTS Involved with credit related projects. INTERNAL & EXTERNAL AUDITORS Coordinate with internal and external auditors, providing necessary information and addressing audit queries promptly. Prepare submissions for audits and ensure compliance with audit recommendations. REPORTING Preparation of reports to Board Credit Committee. Ensure accuracy and completeness of reports. Prepare adhoc reports to respective committees when required CREDIT AWARENESS TRAINING Conduct credit awareness sessions and training for sales and credit staff on amended regulations, internal policies, and procedures.