Credit Admin Assistant

Introduction

At HBZ Bank Limited, we are committed to excellence, integrity, and customer-focused banking solutions.

We are seeking a detail-oriented and highly organized Credit Admin Assistant to join our Credit Administration team. The successful candidate will play a key role in supporting the credit function by ensuring accurate administration, processing, and maintenance of credit-related documentation and records.

Duties & Responsibilities

• Preparation of Letter of Facilities and all Security documentation for onward submission to Branches. To draft other documentation as and when required.

• Manage the process for perfection of Securities internally and externally

• Preparation and safekeeping of all security documents, to log in/out all security documentation when received or when being sent out. Updating of Security registers.

• Prepare / process dispatches / transactions daily, this includes limits, disbursements / settlements of loans and collateral maintenance amongst other things.

• To service all branch requests and capture onto the hPlus Banking platform.

• Activation of Credit Files and maintenance of Client Credit Files. Ensure that all securities and internal conditions are complied with prior to activation.

• Recovery of Management Fees/ Renewal Fees

• Undertake the filing – daily and update regularly for client files and General Department correspondence.

• Obtaining and overseeing the confirmation of insurance on property/stock/machinery and ensuring that these insurances are up to date. To liaise with insurance brokers and branches on a continuous basis to ensure all collateral requirements are met.

• Monitoring and updating schedules of valuations on property and ensuring valuations are obtained as per policy.

• Assist with reporting for both internal and external audit requests annually.

• Preparation and collating of data for monthly KRI (Key risk Indicator) reports management.

• Preparation of Correspondence to Auditors – confirmation of Cession of Book Debts / Notarial Bonds / Cession of Loan.

• Preparation of Correspondence to Attorneys – Registration and Cancellation of Mortgage Bonds and all Conveyancing matters.

• Any other reasonable administrative functions as assigned from time-to-time.

Desired Experience & Qualification

• Minimum Bachelor’s Degree, preferably Accounting/ Economics/ Finance/ Business Management/ Commerce.

• 1-3 years' experience in credit administration, credit operations, banking support, or a similar financial services role.

• Exposure to internal and external audit processes, risk reporting, and compliance monitoring.

Benefits

Medical Aid

Provident Fund

Group Life Cover

24 Days Annual Leave

And Other Internal Benefits....

Interested?

Only shortlisted candidates will be contacted. If an applicant does not receive feedback within two weeks from their application, they should consider their application as unsuccessful.

Preference will be given to affirmative action of candidates or designated groups. HBZ Bank, however, will not exclude non-designated groups from applying for the position.