Commercial Product Lead

Mukuru · Cape Town, Western Cape

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Role Purpose

  • Are you passionate about growth, innovation, and building products that truly impact people's lives? As the Commercial Product Lead, you will play a key role in sustainably growing Mukuru's Wallet & Value-Added Services VAS business. This is a Commercial growth role focused on driving profitable customer and product growth, working cross-functionally to enable execution. This is a commercial product role, not a technical product position."
  • You'll work cross-functionally, think commercially, and be hands-on in executing strategy, turning insights into action and opportunities into results.

What You'll Be Doing

Drive Market Growth & Penetration

  • Lead customer acquisition, retention, and increased usage of Wallet & VAS products in assigned markets
  • Act as the Wallet & VAS ambassador—building strong visibility and share of mind
  • Enable and train sales and marketing teams on effective value-based selling
  • Ensure customer benefits and product features are clearly and consistently communicated
  • Strengthen and optimise distribution channels

Execute Strategic Projects

  • Coordinate and manage cross-functional projects aligned to business strategy
  • Track daily progress, manage priorities, and resolve delays proactively
  • Ensure projects are delivered on time, within scope, and with measurable outcomes
  • Identify and escalate risks, resourcing needs, or dependencies where required

Develop New Business Opportunities

  • Identify new products, services, and partnership opportunities
  • Assess opportunities for commercial, strategic, and legal viability
  • Prepare and present compelling business cases for approval
  • Build relationships with potential partners and negotiate mutually beneficial agreements
  • Support or lead implementation of approved opportunities

Commercial & Partner Management

  • Support budgeting and market performance reporting
  • Conduct pricing reviews and contribute to pricing strategy
  • Manage partner relationships, negotiations, and ongoing commercial engagements

Market & Industry Intelligence

  • Monitor market trends, customer needs, and regulatory changes
  • Analyse competitor offerings, pricing, and business models
  • Translate insights into actionable recommendations

Personal & Professional Development

  • Participate in weekly KPI and monthly performance reviews
  • Attend product training and development programmes
  • Take ownership of continuous learning and growth

What You'll Bring Knowledge

  • Payments, remittances, and digital financial services
  • Sales and marketing processes B2C & C2C
  • Commercial agreements and contracts
  • Operating licences and regulatory environments

Skills

  • Strong communication and interpersonal skills
  • Sales and negotiation ability
  • Analytical and problem-solving mindset
  • Excellent organisation, time management, and attention to detail
  • Self-driven, resilient, and results-oriented

Experience & Education

  • 2–3 years of work experience business development experience advantageous
  • Exposure to financial services is desirable
  • Grade 12 essential
  • Relevant tertiary qualification essential
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