Business Banker (PE)

Capitec Bank · Port Elizabeth, Eastern Cape

Stop applying one at a time.

JobAlertsZA auto-applies to South African jobs like this one for you, overnight. Upload your CV once — we do the applying.

Purpose Statement

To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.

Experience Minimum:

Banking experience of at least 3 years
Experience of managing a portfolio of business customers with a service and financial analysis focus.
Experience in preparing and motivating Credit applications
Cost control and sales management

Ideal

1+ yr spent in the Business Banking environment preparing and motivating credit application

Qualifications Minimum

Qualifications Ideal or Preferred

Knowledge Minimum:

Customer relationship management CRM principles and techniques
How to interpret financial statements, balance sheets and basic financial ratios
Standardized business banking transactional products and other core products relevant to small enterprises
Business banking product offerings
Understanding of collateral and balance sheets
Multiple legal entities companies, close corporations, sole proprietorships, etc. in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
Companies and Intellectual Properties Registration Act CPIC for correct documentation/mandate preparation purposes
Knowledge of competitors offerings
Regulations, Acts and Codes related to the banking environment.
Financial Advisory and Intermediary Services Act FAIS, the Financial Intelligence Centre Act FICA

Features, benefits and value propositions of the respective company product/service offerings.
Current taxation laws as they apply to customers.
A good knowledge of administration processes and procedures pertaining to Business Banking transactions

Skills